Discipline creates autonomy

SENTINEL FINANCIAL COACHING

One-on-one financial coaching to help you eliminate debt, build wealth, and create a plan for lasting financial freedom.

About me: founder
Clayton Dujenski

I'm Clayton Dujenski, and at my core, I'm a problem-solver who enjoys helping people overcome challenges. For the past 15 years, I've served our community in law enforcement, where I learned the importance of discipline, perseverance, and approaching every problem with patience and careful analysis.My path into financial coaching grew from those same values. I was raised with two simple lessons: work hard and be resilient. My family wasn't wealthy, but we always had what we needed, and I learned early how to make every dollar count. Like many people, though, I received very little formal education about managing money, building wealth, or planning for retirement.In my early 30s, I realized I wanted more than simply getting by, I wanted to build a secure future. I began studying personal finance, debt elimination, investing, and retirement planning. Before long, my analytical mindset took over. I approached my finances the same way I approached investigations at work: gathering information, creating a plan, and consistently following it. Over time, I paid off debt, built investments, and created a financial foundation that gave me confidence and peace of mind.I'm not Warren Buffett, and I don't pretend to be. I'm simply someone who started learning later than I wish I had, made plenty of mistakes along the way, and applied consistent principles that have allowed me to eliminate debt, invest with confidence, and put myself on a path toward early retirement.Throughout my career, I've had the privilege of meeting people from every walk of life, and in those interactions I discovered a universal truth: financial stress is a silent burden that weighs on everyone, regardless of their background, profession, or income level. I saw firsthand how the absence of a clear, actionable plan could erode a person's peace of mind, their relationships, and their future. That realization is why I founded Sentinel Financial Coaching.I believe financial stability shouldn't be an exclusive luxury or a source of constant anxiety... it should be an accessible path for anyone willing to walk it. I intentionally keep my client roster small because I believe coaching should be personal. You're never just another appointment on my calendar; I want to know your goals, understand your challenges, celebrate your wins, and be there to guide you through the setbacks along the way.Financial freedom isn't about being perfect. It's about making consistent, intentional decisions over time. Just as a sentinel stands watch to protect others, my role is to help you safeguard your financial future with clarity, confidence, and purpose. It would be an honor to walk alongside you as you build a life of greater financial security and freedom.

Financial Mirror Strategy

The Financial Mirror Strategy™ is a comprehensive, behavior-based system designed by me to guide you from financial uncertainty to complete autonomy. Rather than relying on rigid, restrictive rules, this approach focuses on building lasting "muscle memory" through a consistent, recurring ritual of honest self-assessment and transaction tracking. By treating your finances with the same analytical rigor and discipline I applied throughout my career in law enforcement, you learn to identify your specific spending behaviors, eliminate costly habits, and align your daily choices with your long-term goals.This strategy is built on the belief that financial success is a discipline problem, not just a mathematical one. It emphasizes sustainable, incremental progress by starting wherever you currently are and aggressively scaling your momentum as your confidence strengthens. Ultimately, the goal is to move you from a reactive state of "surviving" to a proactive state of "sovereignty," where you possess the clarity and skills to manage your own future without needing a coach to keep you on track.

what I can do for you

- Budget creation and cash flow
- Debt payoff strategies
- Emergency fund planning
- Retirement planning
- Investment education
- Financial organization
- Building healthy money habits

Why "Sentinel"

A sentinel stands watch. They stay alert, provide guidance, and protect what matters most.My role isn't to make financial decisions for you. It's to stand alongside you, helping you navigate challenges, avoid costly mistakes, and build confidence in every financial decision you make.

Coaching philosophy

I don't believe financial coaching should feel like sitting through a lecture. It should feel like having a trusted guide in your corner who's committed to helping you make steady progress. Whether you're just getting started or looking to fine-tune your financial plan, my goal is to meet you where you are and accelerate your goals.

What You Can Expect
• No judgment.
• No sales pitches.
• No complicated financial jargon.
• Honest conversations.
• Practical action steps.
• Accountability.
• A coach who genuinely cares about your success.

Transparent Pricing

I believe you should know exactly what you're paying for before we ever have our first conversation. There are no hidden fees, surprise charges, or sales pressure... just straightforward coaching designed to help you achieve your financial goals.I intentionally limit the number of clients I work with at any given time. This allows me to give every client the time, attention, and personalized guidance they deserve.$250
Financial Clarity Audit - A focused, one‑time diagnostic where I review your latest statements, analyze your patterns, and walk you through a clear snapshot of your current financial behavior.
$795
The full Financial Mirror Strategy. A comprehensive 60‑day coaching program combining in‑person sessions, weekly accountability, and behavioral analysis to help you gain clarity, control, and a sustainable financial structure.
Two-Month Split Option
First Payment ($425) and Second ($370) on Day 30
What's Included in the Financial Mirror Strategy
✓ Four one-on-one coaching sessions (60–90 minutes each, in person or video call)
✓ Personalized financial assessment using the Client Financial Snapshot Worksheet
✓ The 90-Day Financial Mirror Worksheet — a full review of your income, spending, and cash-flow history
✓ Customized action plan and Blueprint Binder
✓ Bi-weekly accountability check-ins
✓ Email / text / phone support between sessions (response within 4-8 hours)
Cancellations
If you need to cancel before our first session, you'll receive a full refund minus a $100 setup fee. Once coaching begins, sessions are non-refundable, this reflects the time and personalized preparation reserved specifically for you.

Is sentinel financial coaching right for you?

Good fit if:

You value accountability: You know what to do, but you want a partner and guide to ensure you actually do it.You are ready to face the reality of your spending: You understand that you cannot manage what you do not measure. You're ready to commit to tracking your income and expenses.You want a partnership, not a report: You aren’t looking for a static plan; you want an evolving strategy and someone to help you navigate life’s financial curveballs.

Maybe Not Yet If:

You are looking for investment management: I focus on cash flow, debt strategy, behavioral coaching, and fundamental investment education.You want a one-time "quick fix": Financial habits take time to build.You expect me to do the work for you: I am here to provide the framework, the tools, and the guidance, but you are the CEO of your own finances.You are not willing to look honestly into the mirror of your financial habits and decisions.

Still Unsure if your situation is a match for Sentinel Financial Coaching? Book a 15-minute discovery call and lets talk about your goals to see if we're aligned.

Frequently Asked Questions (FAQ)

1. WHAT IS A FINANCIAL COACH?
A financial coach is a dedicated mentor who provides the education, strategy, and accountability you need to master your daily money habits and build long-term financial independence.

2. ARE YOU A FINANCIAL ADVISOR AND DO YOU SELL INVESTMENTS?
I am a financial coach, not a financial advisor. I do not manage portfolios, sell investment products, or provide legal and tax advice. While I cannot offer specific investment advice, I do provide general investment education, helping you build the foundational knowledge and tactical systems you need to make confident, informed decisions for your own future.

3. WHY NOT JUST HIRE A TRADITIONAL FINANCIAL ADVISOR?
Traditional financial advisors provide valuable expertise, particularly when it comes to investment management, retirement planning, and building personalized portfolios. For many people, they're an excellent choice.
However, that level of personalized investment management often comes with significantly higher ongoing fees. Depending on your financial situation and the services provided, working with a traditional advisor can cost thousands of dollars per year.At Sentinel Financial Coaching, I offer a different approach. Rather than managing your investments, I help you build the financial knowledge, habits, and systems that lead to long-term success. You'll gain practical strategies, accountability, and a personalized roadmap to confidently manage your finances... all for a fraction of the cost of traditional financial advisory services.If your financial needs eventually require investment management or specialized planning, you'll be well-prepared to work with a financial advisor from a position of financial literacy and confidence.

4. DO I NEED TO BE IN DEBT TO WORK WITH YOU?
Absolutely not; while my systems are highly effective for those looking to eliminate debt, I work with anyone who is ready to optimize their cash flow, build a solid financial foundation, and proactively plan for their future, regardless of their current debt status.

5. IS EVERYTHING CONFIDENTIAL?
I handle your personal data and financial information with the utmost discretion, ensuring that our coaching sessions, your financial models, and your personal goals remain held in confidence between us. Your trust is the foundation of our work together.

6. HOW OFTEN DO WE MEET?
The program includes four 60–90 minute deep-dive sessions to build your strategy. We will also have bi-weekly check-in calls, and you will have direct access to me via text, email, or phone for ongoing support with a commitment to respond within a few hours.

7. DO YOU WORK WITH COUPLES?
Absolutely! Financial planning is a team sport, and I encourage you to bring your significant other along to make it a collaborative and engaging experience. I work with couples as a single unit, with a total investment of $795 for the two of you.

Contact

Are you ready to take the first step? Building financial freedom doesnt happen overnight, but every plan starts with one conversation. Lets talk about your goals and see if Sentinel Financial Coaching is the right fit for you.

Thank you

Thank you for taking the time to consider Sentinel Financial Coaching. I strive to help guide you toward your financial goals. I truly appreciate your interest, and I am looking forward to the possibility of starting our financial journey together.

Proudly serving clients in Temecula, Murrieta, and Menifee areas, as well as North County San Diego, with virtual coaching available nationwide.

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